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  • Minimum Opening Balance: $300
  • Minimum Daily Balance to avoid a monthly Maintenance Service Charge: $300
  • Service Charge-Maintenance: $5 per month
  • Activity Charge: $5 per debit in excess of 6 per month*
  • Interest: Tiered market rates paid monthly on daily collected balance. Interest rate increases as balance increases.
  • Free ATM Card
  • Free On-line and Mobile Banking
*Does not apply to "In Person" transactions.

Other savings options include:

Certificate of Deposit

CDs have a specific, fixed term (often monthly, three months, six months, or one to five years) and, usually, a fixed interest rate. For maximum benefit, CDs are to be held until maturity, at which time the money may be withdrawn together with the accrued interest.

Individual Retirement Account

IRAs are an investing tool used to earn and earmark funds for retirement savings. Town & Country Bank can help you with several types of IRAs, such as Traditional and Roth.